Tax Returns and Verifications of Non-filing
Changes to 2018-2019 and 2019-2020 Verification Requirements
Income Tax returns: Institutions may accept as acceptable documentation a signed copy
of the 2016 or 2017 income tax returns, as applicable, that the tax filer submitted
to the IRS or other tax authorities to verify FAFSA/ISIR income and tax return information.
Verification of Non-filing: Individuals are still required to obtain verification
of non-filing (VNF) from the IRS or other tax authorities. However, if the individual
is unable to obtain VNF from the IRS or other tax authorities, based on the institution’s
determination, it may accept the following: a signed statement certifying that the
- Attempted to obtain the VNF from the IRS;
- Has not filed and is not required to file a 2016 or 2017 income tax return, and a
listing of the sources of any 2016 or 2017 Federal income earned by the individual
from work and the amount of income from each source; and
- A copy of IRS Form W-2, or an equivalent document, for each source of 2016 or 2017
employment income received by the individual.
Financial Aid Self-Service
Financial Aid Self-Service provides information on the financial aid application status
and the financial aid award notification.
Students can view each step of the application process. Status indicators show which
requirements have been met, recent activity, missing documents, and other requirements.
Satisfactory Academic Progress (SAP) notifications help students understand when current
status affects their aid.
Online award letters allow students to review and accept awards through the self-service
tool. The award letter does not show awards based on enrollment. Only full-time award
amounts are shown.
All awards are based on full-time enrollment of at least 12 credits. Your awards will
be disbursed based on your actual enrollment.
Example: Student with zero (0) Expected Family Contribution (EFC) –Pell Eligible –fall
- 12+ eligible credit hours = $3,098
- 9-12 eligible credit hours = $2,223
- 6-8 eligible credit hours = $1,549
- 1-5 eligible credit hours = $775
Tuition and Payment
- Oakland Community College (OCC) tuition is based on Billable Contact Hours (total
- Student financial aid is paid based on credit hours. Federal regulations do not permit
payment based on billable hours.
Financial Aid Disbursements
Financial aid will be disbursed based on enrollment level consistent with the start
date of the courses. Courses taught in modules/less than 15 weeks will have aid disbursed
according to the start date of the courses.
Students must be enrolled for at least six credits to receive a loan. Loans funds
will not be disbursed until 30 days from the beginning of the semester. Loan fees
are deducted from the loan amount.
Example (approximate dates):
- Class 1 = 15 weeks, 3 credits September 9, 2019
- Class 2 = 8 weeks, 3 credits September 9, 2019
- Class 3 = 7 weeks, 3 credits November 15, 2019
In the example (above), the first disbursement will be based on six credits, only.
Grant aid will be disbursed at the end of September 2019. Loan funds, if applicable,
will not be disbursed until 30 days from the beginning of the semester.
Aid for Class 3 will be paid after November 15, increasing the amount to cover three
additional credits. Refunds, if applicable, will be granted to student.
Tuition, fees, and bookstore charges are paid before any student refunds are generated.
Financial Aid Refunds
A financial aid refund is generated when the total sum of all payments (financial
aid (excluding FWS), credit card payments, etc.) exceed the total sum of all charges
(books, supplies, fees, certain tuition charges, etc.). The student refund belongs
to the student to use for education-related expenses, i.e., transportation, food,
personal miscellaneous, etc.
Students who register for classes not in their Program of Study will have a reduced
refund, if eligible, because the refund will be used to pay for the classes. Therefore,
student will have less money for the remaining semester. Follow the Program of Study
to avoid using your refund on classes that DO NOT count toward your Program of Study.
To avoid exhausting your refund before the semester ends, you will have to budget
your financial aid award money wisely. For budgeting tips and information on effective
money management, visit our online Financial Literacy Modules at Financial Avenue Access code: oak123
The Refund Schedule is posted on the web at the beginning of each semester.
INELIGIBLE CLASSES - NOT COVERED BY FEDERAL STUDENT FINANCIAL AID
Federal Title IV Aid (Federal Pell Grant, Federal SEOG, Federal Direct Student Loans,
and Federal Work-Study) does not cover the following developmental courses at Oakland
- ENG 1055
- CIS 1000
- MAT 1045
- MAT 1050
State, institutional, and private funding (TIP, MCS, Trustee Award, etc.) may cover
these courses. Veteran’s benefits will cover classes approved on the VA Academic Plan
The GetSAP software transforms OCC’s Satisfactory Academic Progress (SAP) policy into
a highly engaging, interactive, online video educational experience.
Students who have academic challenges and must appeal to have their financial aid
reinstated are required to successfully complete the GetSAP advising session. When
the session is completed, the student can complete the appeal form and submit it to
the financial aid office. For more information, visit GetSAP Counseling at OCC Financial Aid Advising Center.
RETURN TO TITLE IV (R2T4)/SATISFACTORY ACADEMIC PROGRESS (SAP)
Financial aid funds are awarded to students for the purpose of receiving a degree
or certificate. When a financial aid student finds it necessary to withdraw or stop
attending, it important to meet with a financial aid manager to discuss the consequences
of leaving school.
When a student withdraws or stops attending (according to instructor records) before
the end of the semester or enrollment period, a calculation is applied to determine
the amount of “earned” financial assistance. The Return to Title IV calculation will
determine how much money the student owes to the Department of Education.
If a student did not complete more than 60% of the semester or enrollment period,
the calculation will determine the amount of funds to be returned/paid by the student.
If a student completes more than 60% of the semester or enrollment period, the balance
When a student withdraws/stops attending prior to the completion of the period of
enrollment, it is Oakland Community College’s policy to cancel future financial aid
awards and re-evaluate the student’s Satisfactory Academic Progress. Student may or
may not be eligible for future financial aid.
When a student registers for classes, it is expected that s/he will attend the classes.
The N Mark is assigned when a student fails to attend class(es). All financial aid
money must be returned to the Department of Education. If you received money you are
not entitled to receive, you will have to repay the money.
All unpaid balances are referred to a collection agency for repayment. You will not
be allowed to register for classes at OCC until the balance is paid in full or satisfactory
repayment arrangements are made with the Financial Services Department. Unpaid balances
may be referred to the Department of Education. You will not be able to receive aid
from any higher education institution until satisfactory financial arrangements are
made. In addition, if you received all N Marks for a semester, you are reported to
the National Student Loan Data System (NSLDS) as not being enrolled for at least half-time.
If you do not enroll for at least six credits (half-time) within six months, your
loan will enter repayment status.
Year-Round Pell (YRP)
A Pell Grant-eligible student may receive a full Federal Pell Grant for the summer
semester even if they received a full Federal Pell Grant during the fall (12 credits)
and winter (12 credits) semesters.
Pell Grant recipients may take advantage of this new regulation to earn their degree
faster. Students should consult with their academic counselor to develop a manageable
course load for the summer term. Students are required to take at least six eligible
credits during summer 2019. For more information, visit Year-Round Pell.
Federal Work-Study (FWS)
You do not have to graduate/leave school with debt. Make FWS your first choice, if
eligible, after receiving your grants. Even if you have employment, you may find a
FWS job with a range of three to 20 hours per week.
If you are working for a non-profit agency or for-profit organization (limited number),
tell us about them. We may be able to approve them as a FWS employer, which means
you can continue to work and earn your FWS award with them.
Students on Federal Work-Study must be enrolled for at least six (6) credits.Students
are paid every two weeks based on the hours worked on their time sheet, which must
be approved by their FWS supervisor.
Why you should take advantage of FWS
For some students, it’s a better choice in the long term. All loans have to be repaid
with interest. These loans are “real” loans, similar to a car loan or mortgage. The
average loan for a 2-Year Public in Michigan is $9,962. Total repayment using the
Standard Repayment Plan is $12,047 with $100 monthly payment for 120 months. Ten years!
We want to encourage you to plan wisely for your future.
Read your OCC email, even if you leave OCC. We will communicate with you via your
OCC email. Keep your contact information (telephone numbers and address) updated with
Data Protection/Authorization to Release Information
If you want the Office of Student Financial Resources and Scholarships (SFRS) to discuss
your financial aid application with spouses, parents, others, you must complete an
Authorization to Release Information with the appropriate documentation required.
It is your responsibility to keep the form updated. Authorization to Release Information form
For more detailed information, read: Understanding Financial Assistance and Scholarships